San Francisco
CA
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Overview
$2,053,236
Average Sales Price
$1,314,750
Median Sales Price
807,078
Population
972
Total Listings
Featured Listings
For Sale (813)
For Sold (23367)
Open Thu 5PM-6:30PM3 Beds1 Bath1,214 SqFt462 Victoria ST, San Francisco, CA 94132
Listed by Jing Fang of Real Brokerage Technologies
Active1 Bed2 Baths1,195 SqFt480 Mission Bay BLVD #917, San Francisco, CA 94158
Listed by Jing Fang of Real Brokerage Technologies
New2 Beds2 Baths825 SqFt815 Tennessee ST #111, San Francisco, CA 94107
Listed by Pat Lee of Real Brokerage Technologies
Open Sat 2PM-4PM2 Beds1 Bath960 SqFt416 Peninsula AVE, San Francisco, CA 94134
Listed by Amy Li of Century 21 Masters
Open Sat 1:30PM-4:30PM4 Beds5 Baths2,663 SqFt751 46th AVE, San Francisco, CA 94121
Listed by Jing Liang of Coldwell Banker Realty
Open Tue 2PM-4PM5 Beds3 Baths2,411 SqFt1383-1385 Florida ST, San Francisco, CA 94110
Listed by Pota Perimenis of Compass
Amenities & Attractions
Restaurants
Home Services
Health & Medical
Local Services
Shopping
Recreation
Arts & Entertainment
Food
Beauty
Nightlife
Event Planning & Services
Automotive
Financial Services
Professional Services
Travel
Public Services & Government
Pets
-
Il Fornaio, Caffe Del Mundo
Terminal A11, Oakland, CA 94607
-
Il Fornaio Caffe Del Mondo
San Francisco International Airport, San Francisco, CA 94128
Italian Phone: 650-821-9443
-
Union Street Gastropub
SFO Terminal 3, Gate 70, San Francisco, CA 94128
Gastropubs Phone: 650-821-8465
-
Yankee Pier
780 S Airport Blvd, San Francisco, CA 94128
Seafood Phone: 650-821-8938
-
San Francisco Soup Company
780 S Airport Blvd, San Francisco, CA 94128
Soup Phone: 650-821-7687
-
Dogpatch Bakehouse Caffe
780 S Airport Blvd, San Francisco, CA 94128
Salad Phone: 650-821-2300
-
Mission Bar & Grill
San Francisco International Airport, San Francisco, CA 94128
Burgers Phone: 650-821-8304
-
Lori’s Diner
780 S Airport Blvd, San Francisco, CA 94128
Diners Phone: 650-821-0500
-
Urban Tortilla
San Francisco International Airport, San Francisco, CA 94128
Mexican Phone: 650-821-2317
-
Amoura Cafe
San Francisco International Airport, San Francisco, CA 94128
Sandwiches Phone: 650-821-0320
-
iberian
760 N McDonnell Rd, San Francisco, CA 94128
-
Burger Joint
780 S Airport Blvd, San Francisco, CA 94128
Sandwiches Phone: 650-821-9308
-
Sushi Machi
San Francisco International Airport, San Francisco, CA 94128
Japanese Phone: 650-588-8694
-
Willow Creek Grill
780 S Airport Blvd, San Francisco, CA 94128
Burgers Phone: 650-821-8945
-
Harbor Village Kitchen
SFO, San Francisco, CA 94128
Chinese Phone: 650-821-8983
-
Cat Cora’s Kitchen
780 S Airport Blvd, San Francisco, CA 94128
American (New) Phone: 650-821-9288
-
Gordon Biersch
780 S Airport Blvd, South San Francisco, CA 94128
American (Traditional) Phone: 650-827-6635
-
Deli Up Cafe
San Francisco International Airport, San Francisco, CA 94128
Delis Phone: 650-821-6000
-
Sankaku
780 S Airport Blvd, South San Francisco, CA 94128
Fast Food
-
Amoura Employee Cafe
San Francisco International Airport, San Francisco, CA 94128
Breakfast & Brunch Phone: 650-821-0040
-
Tyler Florence Rotisserie
780 S Airport Blvd, San Francisco, CA 94128
American (New)
-
Lark Creek Grill
SFO Airport Terminal 2, San Francisco, CA 94128
American (Traditional) Phone: 650-821-9315
-
Max’s EVOO Cafe
Sfo Terminal 3, San Francisco, CA 94127
Salad Phone: 650-821-8462
-
Koi Palace Express
Sfo Terminal 3, San Francisco, CA 94128
Dim Sum
-
Buena Vista Cafe
780 S Airport Blvd, San Francisco, CA 94128
American (Traditional) Phone: 650-827-6626
-
The Plant Cafe Organic
780 S Airport Blvd, San Francisco, CA 94128
Juice Bars & Smoothies Phone: 650-821-9290
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Firewood Cafe Gate A-11
56 S McDonnell Rd, Millbrae, CA 94030
Pizza
-
Go Bistro Asian Fusion Bar & Grill
San Francisco International Airport, Millbrae, CA 94030
Asian Fusion Phone: 650-821-0523
-
Fresh and Natural Catering
575 N McDonnell Rd, San Francisco, CA 94128
Burgers Phone: 650-270-8564
-
Willow Street Woodfired Pizza
San Francisco, CA 94128
Pizza Phone: 650-589-3978
-
Klein’s Deli
780 S Airport Blvd, San Francisco, CA 94128
Coffee & Tea Phone: 650-821-9179
-
Legends of San Francisco
San Francisco International Airport, San Francisco, CA 94128
Soup Phone: 650-821-0553
-
Andale Mexican Restaurant
SFO Airport Terminal 3, San Francisco, CA 94128
Mexican Phone: 650-821-0620
Educational Environment
Elementary Schools (68)Middle Schools (27)High Schools (19)
Name
Category
Grades
Library
Ratio
10/10
Lilienthal (Claire) Elementary School
3630 Divisadero St, San Francisco, CA 94123
Public
KG - 8
No
24:1 STUDENTS/TEACHERS
10/10
West Portal Elementary School
5 Lenox Way, San Francisco, CA 94127
Public
KG - 5
No
26:1 STUDENTS/TEACHERS
10/10
Francis Scott Key Elementary School
1530 43rd Ave, San Francisco, CA 94122
Public
KG - 5
No
21:1 STUDENTS/TEACHERS
10/10
Yu (Alice Fong) Elementary School
1541 12th Ave, San Francisco, CA 94122
Public
KG - 8
No
24:1 STUDENTS/TEACHERS
10/10
John Yehall Chin Elementary School
350 Broadway, San Francisco, CA 94133
Public
KG - 5
No
24:1 STUDENTS/TEACHERS
10/10
Ulloa Elementary School
2650 42nd Ave, San Francisco, CA 94116
Public
KG - 5
No
24:1 STUDENTS/TEACHERS
10/10
Chinese Immersion School at Deavila
1250 Waller St, San Francisco, CA 94117
Public
KG - 5
No
23:1 STUDENTS/TEACHERS
10/10
Lawton Alternative Elementary School
1570 31st Ave, San Francisco, CA 94122
Public
KG - 8
No
24:1 STUDENTS/TEACHERS
10/10
Robert Louis Stevenson Elementary School
2051 34th Ave, San Francisco, CA 94116
Public
KG - 5
No
22:1 STUDENTS/TEACHERS
10/10
Sunset Elementary School
1920 41st Ave, San Francisco, CA 94116
Public
KG - 5
No
23:1 STUDENTS/TEACHERS
9/10
Mission Preparatory
75 Francis St, San Francisco, CA 94112
Public
KG - 8
No
17:1 STUDENTS/TEACHERS
9/10
Yick Wo Elementary School
2245 Jones St, San Francisco, CA 94133
Public
KG - 5
No
23:1 STUDENTS/TEACHERS
9/10
George Peabody Elementary School
251 6th Ave, San Francisco, CA 94118
Public
KG - 5
No
22:1 STUDENTS/TEACHERS
9/10
Lafayette Elementary School
4545 Anza St, San Francisco, CA 94121
Public
KG - 5
No
23:1 STUDENTS/TEACHERS
9/10
New Traditions Elementary School
2049 Grove St, San Francisco, CA 94117
Public
KG - 5
No
23:1 STUDENTS/TEACHERS
8/10
Creative Arts Charter
1601 Turk St, San Francisco, CA 94115
Public
KG - 8
No
24:1 STUDENTS/TEACHERS
8/10
Grattan Elementary School
165 Grattan St, San Francisco, CA 94117
Public
PK - 5
No
21:1 STUDENTS/TEACHERS
8/10
Commodore Sloat Elementary School
50 Darien Way, San Francisco, CA 94127
Public
KG - 5
No
25:1 STUDENTS/TEACHERS
8/10
Sutro Elementary School
235 12th Ave, San Francisco, CA 94118
Public
KG - 5
No
24:1 STUDENTS/TEACHERS
8/10
Alamo Elementary School
250 23rd Ave, San Francisco, CA 94121
Public
KG - 5
No
23:1 STUDENTS/TEACHERS
8/10
Jefferson Elementary School
1725 Irving St, San Francisco, CA 94122
Public
KG - 5
No
24:1 STUDENTS/TEACHERS
8/10
Garfield Elementary School
420 Filbert St, San Francisco, CA 94133
Public
KG - 5
No
18:1 STUDENTS/TEACHERS
8/10
Gordon J. Lau Elementary School
950 Clay St, San Francisco, CA 94108
Public
PK - 5
No
22:1 STUDENTS/TEACHERS
8/10
Clarendon Alternative Elementary School
500 Clarendon Ave, San Francisco, CA 94131
Public
KG - 5
No
25:1 STUDENTS/TEACHERS
8/10
Miraloma Elementary School
175 Omar Way, San Francisco, CA 94127
Public
KG - 5
No
19:1 STUDENTS/TEACHERS
7/10
Kipp Bayview Academy
1060 Key Ave, San Francisco, CA 94124
Public
5 - 8
No
37:1 STUDENTS/TEACHERS
7/10
Redding Elementary School
1421 Pine St, San Francisco, CA 94109
Public
KG - 5
No
24:1 STUDENTS/TEACHERS
7/10
Dianne Feinstein Elementary School
2550 25th Ave, San Francisco, CA 94116
Public
KG - 5
No
22:1 STUDENTS/TEACHERS
7/10
Argonne Elementary School
680 18th Ave, San Francisco, CA 94121
Public
KG - 5
No
23:1 STUDENTS/TEACHERS
7/10
McKinley Elementary School
1025 14th St, San Francisco, CA 94114
Public
KG - 5
No
23:1 STUDENTS/TEACHERS
7/10
Jose Ortega Elementary School
400 Sargent St, San Francisco, CA 94132
Public
PK - 5
No
23:1 STUDENTS/TEACHERS
7/10
Frank McCoppin Elementary School
651 6th Ave, San Francisco, CA 94118
Public
PK - 5
No
21:1 STUDENTS/TEACHERS
7/10
Sherman Elementary School
1651 Union St, San Francisco, CA 94123
Public
KG - 5
No
22:1 STUDENTS/TEACHERS
6/10
Edison Charter Academy
3531 22nd St, San Francisco, CA 94114
Public
KG - 8
No
20:1 STUDENTS/TEACHERS
6/10
San Francisco Public Montessori
2340 Jackson St, San Francisco, CA 94115
Public
KG - 5
No
21:1 STUDENTS/TEACHERS
6/10
Parker (Jean) Elementary School
840 Broadway, San Francisco, CA 94133
Public
KG - 5
No
19:1 STUDENTS/TEACHERS
6/10
Alvarado Elementary School
625 Douglass St, San Francisco, CA 94114
Public
KG - 5
No
21:1 STUDENTS/TEACHERS
6/10
E. R. Taylor Elementary School
423 Burrows St, San Francisco, CA 94134
Public
PK - 5
No
22:1 STUDENTS/TEACHERS
6/10
Rooftop Elementary School
443 Burnett Ave, San Francisco, CA 94131
Public
KG - 8
No
25:1 STUDENTS/TEACHERS
6/10
Sunnyside Elementary School
250 Foerster St, San Francisco, CA 94112
Public
KG - 5
No
19:1 STUDENTS/TEACHERS
5/10
Kipp San Francisco Bay Academy
1430 Scott St, San Francisco, CA 94115
Public
5 - 8
No
23:1 STUDENTS/TEACHERS
5/10
Starr King Elementary School
1215 Carolina St, San Francisco, CA 94107
Public
PK - 5
No
17:1 STUDENTS/TEACHERS
5/10
Lakeshore Alternative Elementary School
220 Middlefield Dr, San Francisco, CA 94132
Public
KG - 5
No
24:1 STUDENTS/TEACHERS
5/10
Monroe Elementary School
260 Madrid St, San Francisco, CA 94112
Public
KG - 5
No
24:1 STUDENTS/TEACHERS
5/10
Rosa Parks Elementary School
1501 Ofarrell St, San Francisco, CA 94115
Public
PK - 5
No
17:1 STUDENTS/TEACHERS
5/10
Spring Valley Elementary School
1451 Jackson St, San Francisco, CA 94109
Public
KG - 5
No
22:1 STUDENTS/TEACHERS
5/10
Glen Park Elementary School
151 Lippard Ave, San Francisco, CA 94131
Public
KG - 5
No
20:1 STUDENTS/TEACHERS
5/10
George R. Moscone Elementary School
2576 Harrison St, San Francisco, CA 94110
Public
PK - 5
No
23:1 STUDENTS/TEACHERS
5/10
Hillcrest Elementary School
810 Silver Ave, San Francisco, CA 94134
Public
KG - 5
No
19:1 STUDENTS/TEACHERS
5/10
Junipero Serra Elementary School
625 Holly Park Cir, San Francisco, CA 94110
Public
KG - 5
No
23:1 STUDENTS/TEACHERS
5/10
Daniel Webster Elementary School
465 Missouri St, San Francisco, CA 94107
Public
KG - 5
No
19:1 STUDENTS/TEACHERS
5/10
Visitacion Valley Elementary School
55 Schwerin St, San Francisco, CA 94134
Public
KG - 5
No
24:1 STUDENTS/TEACHERS
4/10
Sheridan Elementary School
431 Capitol Ave, San Francisco, CA 94112
Public
PK - 5
No
21:1 STUDENTS/TEACHERS
4/10
Marshall Elementary School
1575 15th St, San Francisco, CA 94103
Public
KG - 5
No
20:1 STUDENTS/TEACHERS
4/10
John Muir Elementary School
380 Webster St, San Francisco, CA 94117
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
4/10
Buena Vista/ Horace Mann K-8
3351 23rd St, San Francisco, CA 94110
Public
KG - 8
No
17:1 STUDENTS/TEACHERS
4/10
Longfellow Elementary School
755 Morse St, San Francisco, CA 94112
Public
KG - 5
No
22:1 STUDENTS/TEACHERS
4/10
Malcolm X Academy
350 Harbor Rd, San Francisco, CA 94124
Public
PK - 5
No
16:1 STUDENTS/TEACHERS
3/10
Bryant Elementary School
1050 York St, San Francisco, CA 94110
Public
PK - 5
No
24:1 STUDENTS/TEACHERS
3/10
Carmichael (Bessie)/Fec
375 7th St, San Francisco, CA 94103
Public
KG - 8
No
23:1 STUDENTS/TEACHERS
3/10
San Francisco Community Alternative
125 Excelsior Ave, San Francisco, CA 94112
Public
KG - 8
No
19:1 STUDENTS/TEACHERS
3/10
Guadalupe Elementary School
859 Prague St, San Francisco, CA 94112
Public
PK - 5
No
23:1 STUDENTS/TEACHERS
2/10
Cleveland Elementary School
455 Athens St, San Francisco, CA 94112
Public
KG - 5
No
22:1 STUDENTS/TEACHERS
2/10
Dr. George Washington Carver Academic Elementary School
1360 Oakdale Ave, San Francisco, CA 94124
Public
KG - 5
No
20:1 STUDENTS/TEACHERS
2/10
Fairmount Elementary School
65 Chenery St, San Francisco, CA 94131
Public
KG - 5
No
21:1 STUDENTS/TEACHERS
1/10
Sanchez Elementary School
325 Sanchez St, San Francisco, CA 94114
Public
KG - 5
No
16:1 STUDENTS/TEACHERS
1/10
El Dorado Elementary School
70 Delta St, San Francisco, CA 94134
Public
KG - 5
No
19:1 STUDENTS/TEACHERS
1/10
Dr. William L. Cobb Elementary School
2725 California St, San Francisco, CA 94115
Public
KG - 5
No
17:1 STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
10/10
Lilienthal (Claire) Elementary School
3630 Divisadero St, San Francisco, CA 94123
Public
KG - 8
No
24:1 STUDENTS/TEACHERS
10/10
Yu (Alice Fong) Elementary School
1541 12th Ave, San Francisco, CA 94122
Public
KG - 8
No
24:1 STUDENTS/TEACHERS
10/10
Lawton Alternative Elementary School
1570 31st Ave, San Francisco, CA 94122
Public
KG - 8
No
24:1 STUDENTS/TEACHERS
9/10
Mission Preparatory
75 Francis St, San Francisco, CA 94112
Public
KG - 8
No
17:1 STUDENTS/TEACHERS
9/10
Roosevelt Middle School
460 Arguello Blvd, San Francisco, CA 94118
Public
6 - 8
No
23:1 STUDENTS/TEACHERS
9/10
A. P. Giannini Middle School
3151 Ortega St, San Francisco, CA 94122
Public
6 - 8
No
24:1 STUDENTS/TEACHERS
8/10
Creative Arts Charter
1601 Turk St, San Francisco, CA 94115
Public
KG - 8
No
24:1 STUDENTS/TEACHERS
8/10
Presidio Middle School
450 30th Ave, San Francisco, CA 94121
Public
6 - 8
No
23:1 STUDENTS/TEACHERS
7/10
Kipp Bayview Academy
1060 Key Ave, San Francisco, CA 94124
Public
5 - 8
No
37:1 STUDENTS/TEACHERS
7/10
Francisco Middle School
2190 Powell St, San Francisco, CA 94133
Public
6 - 8
No
19:1 STUDENTS/TEACHERS
7/10
Aptos Middle School
105 Aptos Ave, San Francisco, CA 94127
Public
6 - 8
No
21:1 STUDENTS/TEACHERS
7/10
Marina Middle School
3500 Fillmore St, San Francisco, CA 94123
Public
6 - 8
No
21:1 STUDENTS/TEACHERS
6/10
San Francisco Flex Academy
555 Post St, San Francisco, CA 94102
Public
6 - 12
No
10:1 STUDENTS/TEACHERS
6/10
Edison Charter Academy
3531 22nd St, San Francisco, CA 94114
Public
KG - 8
No
20:1 STUDENTS/TEACHERS
6/10
Gateway Middle School
2340 Jackson St, San Francisco, CA 94115
Public
6 - 8
No
23:1 STUDENTS/TEACHERS
6/10
Herbert Hoover Middle School
2290 14th Ave, San Francisco, CA 94116
Public
6 - 8
No
22:1 STUDENTS/TEACHERS
6/10
Rooftop Elementary School
443 Burnett Ave, San Francisco, CA 94131
Public
KG - 8
No
25:1 STUDENTS/TEACHERS
5/10
International Studies Academy
655 De Haro St, San Francisco, CA 94107
Public
7 - 12
No
11:1 STUDENTS/TEACHERS
5/10
Kipp San Francisco Bay Academy
1430 Scott St, San Francisco, CA 94115
Public
5 - 8
No
23:1 STUDENTS/TEACHERS
5/10
Dr. Martin Luther King Jr. Middle School
350 Girard St, San Francisco, CA 94134
Public
6 - 8
No
19:1 STUDENTS/TEACHERS
5/10
James Denman Middle School
241 Oneida Ave, San Francisco, CA 94112
Public
6 - 8
No
20:1 STUDENTS/TEACHERS
4/10
Everett Middle School
450 Church St, San Francisco, CA 94114
Public
6 - 8
No
15:1 STUDENTS/TEACHERS
4/10
Buena Vista/ Horace Mann K-8
3351 23rd St, San Francisco, CA 94110
Public
KG - 8
No
17:1 STUDENTS/TEACHERS
3/10
Carmichael (Bessie)/Fec
375 7th St, San Francisco, CA 94103
Public
KG - 8
No
23:1 STUDENTS/TEACHERS
3/10
San Francisco Community Alternative
125 Excelsior Ave, San Francisco, CA 94112
Public
KG - 8
No
19:1 STUDENTS/TEACHERS
2/10
Visitacion Valley Middle School
450 Raymond Ave, San Francisco, CA 94134
Public
6 - 8
No
16:1 STUDENTS/TEACHERS
2/10
James Lick Middle School
1220 Noe St, San Francisco, CA 94114
Public
6 - 8
No
15:1 STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
10/10
Lowell Alternative High School
1101 Eucalyptus Dr, San Francisco, CA 94132
Public
9 - 12
No
23:1 STUDENTS/TEACHERS
9/10
Ruth Asawa School of the Arts High School
555 Portola Dr, San Francisco, CA 94131
Public
9 - 12
No
21:1 STUDENTS/TEACHERS
9/10
Gateway High School
1430 Scott St, San Francisco, CA 94115
Public
9 - 12
No
20:1 STUDENTS/TEACHERS
8/10
Kipp San Francisco College Preparatory
655 De Haro St, San Francisco, CA 94107
Public
9 - 12
No
17:1 STUDENTS/TEACHERS
8/10
City Arts and Tech High School
325 La Grande Ave, San Francisco, CA 94112
Public
9 - 12
No
20:1 STUDENTS/TEACHERS
8/10
George Washington High School
600 32nd Ave, San Francisco, CA 94121
Public
9 - 12
No
21:1 STUDENTS/TEACHERS
8/10
Raoul Wallenberg Traditional Alternative High School
40 Vega St, San Francisco, CA 94115
Public
9 - 12
No
21:1 STUDENTS/TEACHERS
7/10
Phillip and Sala Burton Academic High School
400 Mansell St, San Francisco, CA 94134
Public
9 - 12
No
19:1 STUDENTS/TEACHERS
7/10
Galileo Academy of Science & Technology High School
1150 Francisco St, San Francisco, CA 94109
Public
9 - 12
No
21:1 STUDENTS/TEACHERS
7/10
Abraham Lincoln High School
2162 24th Ave, San Francisco, CA 94116
Public
9 - 12
No
21:1 STUDENTS/TEACHERS
6/10
San Francisco Flex Academy
555 Post St, San Francisco, CA 94102
Public
6 - 12
No
10:1 STUDENTS/TEACHERS
6/10
Balboa High School
1000 Cayuga Ave, San Francisco, CA 94112
Public
9 - 12
No
20:1 STUDENTS/TEACHERS
5/10
Leadership High School
241 Oneida Ave # 301, San Francisco, CA 94112
Public
9 - 12
No
19:1 STUDENTS/TEACHERS
5/10
The Academy - SF @ McAteer
555 Portola Dr, San Francisco, CA 94131
Public
9 - 12
No
24:1 STUDENTS/TEACHERS
5/10
International Studies Academy
655 De Haro St, San Francisco, CA 94107
Public
7 - 12
No
11:1 STUDENTS/TEACHERS
3/10
Independence High School
3045 Santiago St, San Francisco, CA 94116
Public
9 - 12
No
19:1 STUDENTS/TEACHERS
2/10
Thurgood Marshall Academic High School
45 Conkling St, San Francisco, CA 94124
Public
9 - 12
No
15:1 STUDENTS/TEACHERS
1/10
June Jordan School for Equity
325 La Grande Ave, San Francisco, CA 94112
Public
9 - 12
No
12:1 STUDENTS/TEACHERS
1/10
San Francisco International High School
1050 York St, San Francisco, CA 94110
Public
9 - 12
No
17:1 STUDENTS/TEACHERS
Show More
Have questions about San Francisco?
Ask me about homes, pricing trends, school options, commute, or the best streets to focus on. I'm happy to share local insights and help you narrow down the right fit.
Demographics
Data provided by Attom Data
Population
Employment
Population
807.1K
807.1K in 2020
Density
15.3K
per square mile
Households
346.8K
19 With Children
Gender
51% / 49%
Men Vs Women
Occupancy
35% / 65%
Owned Vs Rented
Age Median: -- Years
No Data
Education Level
No Data
FAQs
To help you make informed decisions, we've compiled answers to some of the most commonly asked questions.
How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.
What's included in my monthly mortgage payment?
Your monthly mortgage payment typically includes principal, interest, property taxes, and homeowners insurance (often abbreviated as PITI). Depending on your loan, it may also include private mortgage insurance (PMI), homeowners association (HOA) fees, or other costs.
What is a 2-1 buydown, and how does it work?
A 2-1 buydown is a type of mortgage financing that temporarily lowers your interest rate for the first two years of the loan. In the first year, your rate is reduced by 2%, and in the second year, it's reduced by 1%. After that, your rate adjusts to the original agreed-upon rate for the remainder of the loan.
Who pays for the 2-1 buydown—the buyer, the seller, or the lender?
The cost of a 2-1 buydown can be paid by the buyer, seller, or lender, depending on the agreement. Often, sellers offer to pay for the buydown as an incentive to attract buyers, especially in a slower market. Buyers can also choose to pay for it themselves if they want lower initial payments.
What are closing costs, and how much should I expect to pay?
Closing costs are fees associated with finalizing your home purchase, including loan origination fees, title insurance, appraisal fees, and more. They typically range from 2% to 5% of the home's purchase price. Some costs may be negotiable, and in certain cases, sellers may agree to cover part of them.
How does my credit score affect my mortgage rate?
Your credit score plays a significant role in determining your mortgage rate. A higher score typically qualifies you for lower interest rates, which can save you thousands of dollars over the life of your loan. If your score is lower, you may still qualify for a loan, but at a higher rate.
Work With Us
Ask me about homes, pricing trends, school options, commute, or the best streets to focus on. I'm happy to share local insights and help you narrow down the right fit.
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